Credit Account
A permanent cash reserve available instantly by card or transfer.
A permanent cash reserve available instantly by card or transfer.
Security
2FA Enabled
Online
Immediate
Support
7/7
Credit account content.
What's included
100% online opening
Instant SEPA transfers
Real-time notifications
7/7 customer support
Maximum banking security
Intuitive mobile app
Exclusive benefits
Available reserve
Access your reserve at any time by card or transfer.
Competitive rate
A preferential rate applied only to the amount used.
Flexible repayment
Choose your repayment pace according to your means.
No commitment
No fees if you do not use your reserve.
Maximum banking security
Your funds are protected by the highest industry standards: AES-256 encryption, strong 2FA authentication and continuous transaction monitoring.
AES-256
2FA
EU Regulation
Ready to level up?
Open your account in a few minutes and enjoy the Civio Bank experience today.
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